Many car owners wonder whether their car insurance covers engine failure. Engine failure can be a costly and inconvenient problem to deal with, so it’s important to understand what your car insurance policy does and does not cover in these situations. 4. Will car insurance cover a cracked windshield? Coverage types and what they cover are as follows: can you claim a blown motor on insurance While many people refer to having the physical damage coverages of collision and comprehensive on top of state liability insurance as carrying full coverage, there really is no such thing as complete and full coverage for your car. Your car is using more gas than normal. … If you’re injured in a car accident caused by someone else, you can also make a personal injury claim through the compulsory third party (CTP) insurer of the vehicle of the driver you believe is at fault. No – ATVs operated on public roads or land in Florida do not require registration with the state.